Spain tax calculator 2026: income tax (IRPF) on your salary by region
Work out roughly how much income tax (IRPF) you will pay on your salary for 2026 (the return filed in 2027): the state tax bands and those of your region, allowances for children and age, state deductions and the main regional ones, and whether a joint or an individual return suits you better. It covers every common-regime region plus Ceuta and Melilla. Everything runs in your browser and we do not store your data; we only receive what you choose to send us through the question form.
How to use the calculator
- Choose the region where you live for most of the year.
- Enter your gross annual salary, contract type, payments per year and your age.
- If you have your employer’s withholding certificate (certificado de retenciones), enter the IRPF already withheld: you will see whether you get a refund or have to pay.
- Fill in your family situation, how many children you have and their ages, whether you hold a large-family or single-parent family certificate, and whether your parents or grandparents live with you.
- Open “Other income and expenses” and enter rent, nursery, textbooks and so on: only the expenses that count in your region are shown.
- Press “Calculate”: you will see the tax for the year, the average left from each payment and roughly what percentage should be withheld from your payslip. If you are married, or single with children, you will also see whether a joint or an individual return suits you better.
The breakdown is under “How it was calculated”; what the calculator leaves out for your region is listed below the form.
Your region in this calculator: Andalusia
Regional deductions we calculate: rent, birth or adoption, large family, single-parent family, disability, children’s languages, sport, vet.
Not calculated: Buying subsidised housing, or a home if you are under 35, coeliac disease, domestic employee, legal costs in labour cases, care of relatives with a disability, and the 2026 storm deductions. Vet: only compulsory costs (vaccines, deworming) for an animal acquired since 2025.
Law: Ley 5/2021 (BOE-A-2021-17997) + Ley 8/2025. Rules checked on 04.10.2026.
Your region in this calculator: Aragon
Regional deductions we calculate: birth or adoption, caring for parents or grandparents, textbooks and school supplies, nursery.
Not calculated: Tutoring, birth of a 1st or 2nd child in small towns, taxpayers over 70, and the rural regime (amounts 20 % higher). Aragon has no general rent deduction for tenants.
Law: DLeg 1/2005 (texto refundido de tributos cedidos), red. Ley 17/2023. Rules checked on 04.10.2026.
Your region in this calculator: Asturias
Regional deductions we calculate: rent, per child, large family, two children, single-parent family, textbooks and school supplies, young people’s costs.
Not calculated: Multiple births, coeliac disease, leaving the family home, moving for work, electric vehicles and the deductions for depopulating concejos. The nursery deduction is not added: for children under 3 the €600 per child always gives more.
Law: DLeg 2/2014, red. Ley 3/2025 y Ley 5/2025. Rules checked on 04.10.2026.
Your region in this calculator: Balearic Islands
Regional deductions we calculate: rent, birth or adoption, textbooks, children’s languages, childcare, disability.
Not calculated: Care of people over 65 or with a disability, the 2026 rise in variable-rate mortgage interest, studying off the island, home sustainability works. Birth: we use the previous amounts (€800 to €1,400), because Law 4/2026, which raised them (€900 to €1,800), came into force in June without effect from January; if the tax office applies it for 2026, the deduction will be higher. If the birth deduction is larger than your tax, the Govern pays the difference separately; it is not added here.
Law: DLeg 1/2014, red. Ley 12/2023, Ley 11/2023, Ley 4/2026. Rules checked on 04.10.2026.
Your region in this calculator: Canary Islands
Regional deductions we calculate: rent, birth or adoption, nursery, large family, single-parent family, disability, age, medical costs, textbooks and school supplies.
Not calculated: Higher education off the island, unemployed taxpayers, domestic employees, relatives with a disability, large families with a disabled member (higher amount), and housing.
Law: DLeg 1/2009, red. Ley 5/2024. Rules checked on 04.10.2026.
Your region in this calculator: Cantabria
Regional deductions we calculate: rent, birth or adoption, nursery, single-parent family, textbooks and children’s languages, medical costs, caring for parents or grandparents.
Not calculated: Depopulating towns (higher rent and nursery amounts), rare diseases, domestic help, care of relatives with a disability, home improvements, new residents. The Law 5/2026 additions (sport, and rent up to age 40 with two children) came into force on 1 May and the law gives them no effect from 1 January, so on a cautious reading we do not add them for 2026; if the tax office applies them for 2026, the deduction will be higher. Birth and education are counted at half, as the tax office says for individual returns.
Law: DLeg 62/2008, red. Ley 5/2026. Rules checked on 04.10.2026.
Your region in this calculator: Castile and León
Regional deductions we calculate: rent, birth or adoption, large family, nursery, disability.
Not calculated: Multiple births and adoption costs, rural amounts (higher birth and rent deductions), domestic employee, rural housing, entrepreneurship and donations.
Law: DLeg 1/2013, red. vigente 2026. Rules checked on 04.10.2026.
Your region in this calculator: Castile-La Mancha
Regional deductions we calculate: rent, birth or adoption, large family, single-parent family, nursery, disability, age, textbooks and children’s languages.
Not calculated: Multiple births, relatives with a disability, young renters in small towns (20 %), rural areas and the new Law 1/2026 deductions (saving for a home).
Law: Ley 8/2013, red. Ley 1/2026. Rules checked on 04.10.2026.
Your region in this calculator: Catalonia
Regional deductions we calculate: rent, birth or adoption.
Not calculated: Widowhood, rent for victims of gender violence, more than one employer (612-10), home renovation, rural town measures and donations.
Law: Ley 21/2001 y Ley 5/2020, red. vigente 2026. Rules checked on 04.10.2026.
Your region in this calculator: Ceuta or Melilla
Regional deductions we calculate: income in Ceuta or Melilla (60 %).
Not calculated: The 60 % deduction for non-employment income (rental income, interest from banks in Ceuta or Melilla, self-employment) and for income earned elsewhere (requires three years of residence and a third of your wealth there). We assume you lived in Ceuta or Melilla all year and that all salary in the return (in a joint return, your spouse’s too) is earned there; otherwise the real deduction is lower.
Law: Ley 35/2006, arts. 65, 68.4 y DA 32.ª. Rules checked on 04.10.2026.
Your region in this calculator: Community of Madrid
Regional deductions we calculate: rent, birth or adoption, new large family, children’s languages, caring for parents or grandparents.
Not calculated: Private school fees and uniforms, nursery (only fees that are not public or officially authorised prices), domestic employee, course fees for young workers, mortgage interest for under-30s, and low-income families (art. 14).
Law: DLeg 1/2010, red. vigente 2026. Rules checked on 04.10.2026.
Your region in this calculator: Comunitat Valenciana (Valencia, Alicante, Castellón)
Regional deductions we calculate: rent, birth or adoption, large family, nursery, conciliación, disability, dentist, mental health, glasses, sport, music.
Not calculated: Less common Valencian deductions (chronic illness, school supplies, energy, donations) and the rent deduction for working in another town.
Law: Ley 13/1997 GVA, red. Ley 5/2026. Rules checked on 04.10.2026.
Your region in this calculator: Extremadura
Regional deductions we calculate: employment income, rent, birth or adoption, childcare, school supplies, vet.
Not calculated: Multiple births, relatives with a disability, widowhood, foster care, towns under 3,000 inhabitants, moving to Extremadura and donations.
Law: DLeg 1/2018, red. Ley 2/2026. Rules checked on 04.10.2026.
Your region in this calculator: Galicia
Regional deductions we calculate: rent, birth or adoption, two children, large family, nursery, textbooks and school supplies.
Not calculated: Large families: we add only the basic amount (€250 general, €400 special); with three or more children or a disability it may be higher. Also not included: third-party care for older people with a disability, foster care, internet, housing and investments.
Law: DLeg 1/2011, red. vigente 2026. Rules checked on 04.10.2026.
Your region in this calculator: La Rioja
Regional deductions we calculate: rent, birth or adoption, nursery, sport.
Not calculated: Small towns listed in Annex I (higher rent and nursery amounts), housing for young people, foster care, coeliac disease and electric vehicles.
Law: Ley 10/2017, red. Ley 9/2025. Rules checked on 04.10.2026.
Your region in this calculator: Region of Murcia
Regional deductions we calculate: rent, birth or adoption, nursery, school supplies, single-parent family, disability, working women, children’s languages, sport, vet.
Not calculated: Glasses for children under 12, rare diseases, domestic employee, caring for older people, housing, renewable energy and electric vehicles.
Law: DLeg 1/2010, red. Ley 3/2025. Rules checked on 04.10.2026.
What it does not include
- If you are not a Spanish tax resident (for example, you arrived in the second half of the year), you pay non-resident income tax (IRNR), not IRPF: this calculator does not apply to you.
- Rental income you receive, income from abroad, self-employment (autónomo) and pension plans.
- Less common regional deductions and their higher-amount versions for rural areas or small towns, multiple births, children or relatives with a disability, international adoption, foster care, investments and donations. What we leave out for your region is listed under the form.
- Working only part of the year: child-related deductions are calculated as if the conditions were met all year.
- The conditions of each deduction (paying by card, contract date, official certificates): the calculator assumes you meet them.
- Whether you must file a Renta return. With one payer you must if your salary is over €22,000 a year; with two or more, if it is over €15,876 and the second and later payers add up to more than €1,500.
- Advance payments: if you already receive the maternity or large-family deduction every month (modelos 140 and 143), what you have already received is subtracted in your return.
- Other state family deductions of up to €1,200 (art. 81 bis): for a dependent child, parent, grandparent or spouse with a disability, and for an unmarried or legally separated parent with two children and no child maintenance.
- Shared custody (custodia compartida): if the children also live with the other parent, the child allowance is split in half and only one of you can file the joint return with the children (€2,150).
- Children aged 18 to 24: the single-parent joint return (€2,150) and family situation 1 for withholding only apply with minor children; if all your children are adults, the real tax will be somewhat higher.
An estimate based on the rules in force for 2026 (IRPF Law 35/2006, each region’s law on ceded taxes as in force for 2026, and contributions Order PJC/297/2026). It is not a tax return or tax advice: your Renta gives the final figure. Updated 04.10.2026.
Want your case checked?
Message @spain_asesor: we review your situation and your draft Renta return.
Frequently asked questions
Is the result what I will pay in my Renta return?
It is an estimate under the 2026 rules for an employee, using your region’s tax bands and main deductions. The final figure comes from your return in Renta WEB, which also uses data we do not ask for here.
Why is a different amount withheld from my payslip?
The monthly withholding is an advance. Your employer works it out with the official formula, using only what it pays you and the details in your Modelo 145: it does not see your other income or the regional deductions. The difference from your real tax is settled in your return: you get a refund or pay the difference.
Is a joint return better for me?
Usually when one spouse earns little or nothing: a joint return subtracts €3,400 from the base (€2,150 for single-parent families) but adds up both incomes. The calculator compares both options with your data.
Does it work for every region?
Yes, for every common-regime region and for Ceuta and Melilla: half of the tax is worked out with your region’s 2026 bands, allowances and main deductions. The Basque Country and Navarre have their own IRPF (foral regime), which we do not cover.
Read next
- Do I have to file a tax return in Spain?
- Your payslip withholding is not your tax
- Valencian Community deductions
- The Valencian tax bands for 2026 and 2027
General information, not individual legal advice. Check the official source and consult a professional for your case.